Terms & Conditions

Revised - May 2023

Below are the Terms and Conditions for use of DRF, LLC’s Web Site.

Part I - LEGAL REQUIREMENTS OF USE OF THIS WEB SITE

The Oregon Racing Commission has approved DRF Bets as an affiliate of Xpressbet, LLC. Xpressbet, LLC is a multi-jurisdictional account-wagering hub/entity, licensed in the State of Oregon, supervised and regulated by the Oregon Racing Commission under the laws of the State of Oregon. It is understood and agreed by you the reader that, for the purposes of these Terms and Conditions, hereinafter the use of the terms DRF, DRF, LLC, DRF Bets, and Xpressbet, LLC are one and the same, interchangeable and have the same meaning.

Prior to your accessing of this web site ("Web Site"), You, the user ("You" or the "User"), shall closely review the general terms and conditions of use of this Web Site ("Terms of Use") applicable to all users of this Web Site and the more specific terms and conditions of wagering on this Web Site ("Terms of Wagering") applicable to all Users placing Wagers on this Web Site, and the privacy policy of this Web Site ("Privacy Policy"), each of which are set out below. If You do not agree with these Terms of Use, Terms of Wagering and Privacy Policy, do not access this Web Site or any pages thereof for any purpose. Your access to, and use of, this Web Site is evidence of Your acceptance of the Terms of Use, the Terms of Wagering and Privacy Policy and to all applicable laws, statutes and ordinances. You must use this Web Site in accordance with all applicable international, federal, state and local laws and may not post or transmit anything that would give rise to any civil or criminal liability for any party or otherwise violate any law.

The materials made available in this Web Site, including materials in linked web sites directly or indirectly accessible from this Web Site, are provided "as is" without warranties of any kind, either express or implied.

If You do not agree to the Terms of Use and the Terms of Wagering, please exit and make no attempts to use this Web Site. DRF reserves the right to modify or alter the Terms of Use and the Terms of Wagering at any time and any use of this Web Site will be governed by the Terms of Use and Terms of Wagering posted on this Web Site at that time. Please regularly consult these Terms of Use and Terms of Wagering for any updates.

Part II - TERMS OF USE APPLICABLE TO ALL USERS OF WEB SITE

• WEB SITE CONTENT

  a. Third Party Content

  Various types of information available on this Web Site have been provided by third party information suppliers that are independent of DRF. This information may include the views, opinions, and recommendations of such third parties. DRF neither endorses such views or opinions, nor is responsible for the availability, accuracy, currency or reliability of such information including, but not limited to, wagering and race information, and the inclusion of such views or opinions is not intended to provide advice or constitute a solicitation. At no time shall anything contained on this Web Site be deemed an endorsement or recommendation of any third party or shall constitute any representation as to a third party's qualifications, services, products, offerings, information or any other content. You acknowledge that under no circumstances will DRF be liable for any loss or damage caused by Your reliance on such third party information.

  b. Hyperlinks

  This Web Site directly or indirectly provides content, hyperlinks and references to external third party web sites, including, without limitation, the web sites and material of third party gaming authorities and gaming establishments. The materials that can be accessed from such web sites are not maintained by DRF and we are not responsible for the content thereof. DRF neither endorses nor is responsible for the availability, accuracy, currency or reliability of any information, statement, opinion or advice contained in such third party web sites or materials. You acknowledge that under no circumstances will DRF be liable for any loss or damage caused by Your reliance on information through a third party web site. At no time shall anything contained on this Web Site be deemed an endorsement or recommendation of any third party or to constitute any representation as to a third party's qualifications, services, products, offerings, information or any other content.

• COPYRIGHT & TRADEMARKS

  Unless otherwise indicated, the documents and information, including, but not limited to, text, graphics, icons, logos, buttons and images, on this Web Site are copyrighted materials of, trademarks of, and owned and controlled by DRF, its subcontractors, or the party credited as the provider of the content. Reproduction or storage of documents and information from this Web Site is subject to the U.S. Copyright Act of 1976, Title 17 U.S.C. and other international copyright laws. For greater certainty, no part of the documents and information from this Web Site may be reproduced in Canada in any form or by any means, including electronic storage, reproduction, execution or transmission, without the prior written consent of DRF. All software used on this Web Site is the property of DRF, its subcontractors or its software suppliers and is subject to U.S., Canadian and international copyright law. You may not modify, decipher, de-compile, disassemble or reverse engineer any of the software comprising or in any way making up a part of this Web Site. You may not reuse, reproduce, modify, distribute, transmit, republish, display, publish or perform any of the content of this Web Site without the express written permission of DRF.

  This Web Site may also contain third party trademarks and service marks of participating gaming establishments licensed by various federal, provincial and state regulatory bodies to conduct wagering activity connected with this Web Site. All marks are the property of their respective holders.

• DISCLAIMER & LIMITATION OF LIABILITY

  DRF uses reasonable efforts to maintain this Web Site but is not responsible for the results of any defects, outages, interruptions, viruses or other harmful components that exist in this Web Site. You should not assume that this Web Site or its content is error-free or that it will be suitable for the particular purpose that You have in mind when using it.

  TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, DRF DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED. DRF WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEB SITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, PUNITIVE, AND CONSEQUENTIAL DAMAGES, OR LOSS OF REVENUE OR PROFITS, WHETHER FORESEEABLE OR NOT, ANY FAILURE BY DRF TO PROVIDE ACCESS TO OR USE OF THIS WEB SITE, OR ANY OTHER CAUSE WHATSOEVER.

  DRF may, in its sole discretion and at any time, modify or discontinue this Web Site or limit, terminate or suspend a User's use of or access to this Web Site. In the event the foregoing disclaimer and limitation of liability is held to be unenforceable for any reason including by operation of law, then DRF’s maximum liability for any of the foregoing types of damages shall be limited to the transaction fee for the transaction that gave rise to the claim or US$100.00, whichever is lower.

• PROPRIETARY DATA/AUDIO VIDEO

  All systems, programs, records, statistics, data, documentation of either an audio or visual nature, and any other material utilized or developed by DRF, its subcontractors, or the party credited as the provider of the content, in connection with this Web Site are and shall remain the sole property of DRF or any third-party licensor of DRF. All rights, title to, and interest in, including copyrights and renewals thereof, all systems, programming, records, statistics, data, documentation, operator's manuals, components, and accessories comprising the system furnishing the services hereunder and provided by DRF or its licensor at all times.

• CONTACTING THE WEB SITE

  General and specific inquiries regarding these Terms of Use should be directed to the business office ("Business Office"):

  DRF, LLC

  Director of Operations

  10 Grand Central

  3rd Floor

  New York, NY 10017

  cservice@drf.com

Part III - TERMS OF WAGERING FOR ALL USERS PLACING WAGERS

The placing of wagers ("Wagers") and the use of the pari-mutuel account established by You with DRF for Internet account wagering and for telephone account wagering in respect to our live tellers, automated telephone account wagering system (the "Account") by You on or via this Web Site is subject to Your unconditional acceptance of the Terms of Use and these terms and conditions of wagering ("Terms of Wagering"), which are set forth below, without modification, and is subject to all applicable laws, statutes, ordinances and regulations.

By placing Wagers on or via this Web Site, You thereby confirm Your awareness that many countries, states, provinces and other localities have laws, codes and regulations ("Legislation") governing, regulating or prohibiting the offering of gaming services, both over the Internet and otherwise, and further, You acknowledge that DRF does not represent that the wagering services offered by this Web Site are compliant with Legislation applicable to You. You should contact applicable gaming regulators for additional information, which may affect Your ability to utilize the wagering services offered on or provided by this Web Site.

• AGREEMENT

  By opening an Account with DRF, You certify that:

  • a. You have read and agree to use the Account in accordance with the instructions and conditions Terms of Wagering, or as otherwise communicated to You from time to time by DRF.
  • b. You have read and agree to the terms and conditions set out in the Account Application.
  • c. You authorize DRF to accept, and You agree to be responsible for, all instructions sent to DRF or to our totalizator system, by such means as are made available by DRF, when accompanied by Your Account Number and personal identification number ("PIN") and/or password ("Password").
  • d. You hereby consent to the recording of all Account transactions including any calls made to our DRF Business Office.
  • e. You represent and warrant that You are at least 18 years of age (21 in Alabama, Arizona, Indiana, Iowa, Kansas, North Dakota, New Hampshire and Washington). You are familiar with all relevant local laws of the jurisdiction in which You reside. You have the legal right to place Wagers, and we have the right to accept Your Wager(s). You further agree that in the event You are traveling outside of the jurisdiction in which You reside, You will only place Wagers from those jurisdictions where account wagering is legal.
  • f. You acknowledge that the Account is for Your personal use only. Any Wagers placed by a person other than You is strictly prohibited and will give DRF the rights to immediately terminate Your Account. You are legally responsible for all wagering placed through Your Account using Your Account Number, PIN and Password, whether by You or any other person with or without Your knowledge or consent, until notification from You has been received by DRF confirming either (i) that the confidentiality of Your Account Number, PIN or Password have been compromised or (ii) that You wish to close account. You bear full responsibility for maintaining the confidentiality of Your Account Number, PIN and Password and must do so.
  • g. You are placing Wagers for personal, private use only, and You will not make any information, materials, or services available from this service available to any person who is not otherwise allowed to access them. This precludes the use of this information, materials, or services for commercial purposes, as well as the making of this information, materials, or services available to a minor in any way, shape or form.
  • h. You acknowledge that DRF has the right to offer to You and sell to You information products and services as we feel from time to time are of value and interest to You.
  • i. You acknowledge that DRF has the right to debit from Your Account the cost of any information products purchased by You.
  • j. You acknowledge that DRF reserves the right to report unusual or suspicious activity to the proper authorities.
  • k. When placing Wagers on races taking place at tracks in Canada, You hereby consent to DRF’s recording of all Account transactions and calls and the monitoring of the said transactions and calls by the Canadian Pari-Mutuel Association (CPMA). The CPMA can be contacted respecting any regulatory concerns to your account by calling toll free at 1-800-268-8835.
  • l. By using this Web Site, You hereby recognize and agree that DRF will cooperate with any federal, state, or local investigation(s). Furthermore, You hereby recognize and agree that in cooperating with such investigation(s), DRF will provide Your information as legally required, and You recognize and agree that DRF will not notify You of such investigation(s) due to legal restrictions.

• WAGERING SERVICES

  DRF reserves the right, at its sole discretion and without prior notice, to discontinue, deny or alter services offered without creating any obligation or liability to You. Further, DRF reserves the right to refuse or void or cancel Wagers where such Wagers have been placed on the basis of erroneous data. In the event DRF voids or cancels any particular Wager, DRF shall promptly credit the applicable Account the amount of the Wager. Additionally, DRF has measures in place to prevent negative breakage wagers as it relates to SHOW pools.

  DRF reserves the right, at its sole discretion, to terminate and close an Account for whatever reason and without explanation. In the event an Account is terminated and closed, DRF shall return the balance of any funds in Your Account at the time of termination and closure, together with a closing Account statement.

  DRF incurs operational and administrative costs to keep inactive accounts open. Your Account will be deemed to be inactive if there is no wagering activity for 12 consecutive months (Inactive Account). Your Account can be reactivated at any time by placing a wager. DRF reserves the right to deactivate Your Account if it’s deemed to be an Inactive Account, or in the event that an Inactive Account has funds on deposit, to assess a monthly maintenance service charge of US$5.00 or five percent (5%) of the original Inactive Account balance, whichever is greater. If the balance in an Inactive Account is US$5.00 or less, the remaining balance will be assessed and the charge will not exceed the available balance in Your Account. Residents of Minnesota are exempt from the account maintenance service charge. New York residents that have an account balance older than 36 months shall be treated as abandoned property pursuant to section 300 of the Abandoned Property Law, as prescribed by Racing, Pari-Mutuel Wagering and Breeding Law section 1012(11). With the exceptions of residents of NY and MN, in the event the balance of any funds in Your Account at the time of termination and closure is less than US$2.00, the balance will not be credited to You and will be retained by DRF as an Account termination processing fee.

  In the event multiple "official" prices are posted by the racetracks (as a result of miscalculation of payoffs by the track, an error by the state judges, or any other reason), DRF will ascertain the final "official" prices from the racetrack and will make any adjustment to its account holders’ accounts necessary to correct any incorrect debits or credits made to the account holders’ accounts as a result of receiving the non-final "official" prices.

• ACCEPTANCE OF INTERNET WAGER

  You acknowledge that DRF shall not be deemed to have accepted any Wager until it has issued to You an electronic response which will contain a valid transaction reference number and the words "Bet Accepted" ("Notice of Confirmation"). Any communications between You and DRF, prior to receipt of the Notice of Confirmation, are merely offers to Wager through our Web Site, which offers are deemed accepted only after DRF issues to You a Notice of Confirmation, which shall be conditioned upon Your acceptance of the Terms of Wagering and the Terms of Use as set forth herein and in the Notice of Confirmation. Wagers may be cancelled by You after a Notice of Confirmation has been issued by DRF; however DRF reserves the right to limit the number and the amount of cancelations that You can perform. DRF will be held harmless in the event that, due to any reason, a wager fails to be cancelled.

• ACCEPTANCE OF TELEPHONE WAGER

  You acknowledge that DRF shall not be deemed to have accepted any Wager until you hear Your Wager read back to you by the teller or automated voice system and has been accepted by You and confirmed by the system. Any communications between You and DRF, prior to receipt of confirmation of Your Wager, are merely offers to wager. Wagers may be cancelled by You after a Notice of Confirmation has been issued by DRF; however DRF reserves the right to limit the number and the amount of cancelations that You can perform. DRF will be held harmless in the event that, due to any reason, a wager fails to be cancelled.

• DEPOSITS AND WITHDRAWALS

  There is no charge for opening an account with DRF; however under Oregon regulations a minimum initial deposit of US$10 is required, with exception of Massachusetts, which requires an initial deposit of US$25.

  You will not be permitted, under any circumstances, to establish a negative balance or overdraft in Your Account. A deposit of money to Your Account can only be made by You.

  Pre-registered credit cards will enable You to make deposits to Your Account over the Internet or the telephone. No direct credit card pari-mutuel wagering is permitted. In the event that credit card, electronic transfers or check transactions (including ACH) are returned from Your bank unpaid, we reserve the right to remove these pre-deposited funds from Your Account or other forms of payment you have previously present to DRF for payment or use for other deposits. All returned items, whether ACH from a checking or savings account, or a physical check or credit card cash advances, are subject to an immediate US$25.00 returned item charge, and are subject to collections efforts or proceedings.

  DRF reserves the right to charge a maintenance fee on all deposits. The current maintenance fee is US$5 per transaction. This fee will be added to the amount of the deposit. The maintenance fee is discounted 100% for the following cash backed funding transactions:Bank Transfer (ACH), Wire Transfer, Check or Money Order, Green Dot, and PayNearMe. This fee may be waived or reinstated at the discretion of DRF.

  You may make a withdrawal request by telephone or via this Web Site with the proper identification of secure Account information. If you have made a deposit via credit card, ACH or physical check in the last 6 days you will be unable to withdraw that deposit. This is to avoid fraudulent transactions.

• PAYMENT TERMS

  You may deposit funds into Your Account in Canadian or U.S. currency. Canadian funds deposited into Your Account will remain in Canadian funds; for wagers that are placed on races taking place at tracks located in Canada, no currency exchange will take place, but for wagers placed on U.S. tracks, the value of each such Wager for the purposes of calculating the deductions and pay-out prices under applicable regulations shall be determined by converting the Wager from Canadian dollars into U.S. dollars at the rate of exchange between the Canadian dollar and the U.S. dollar as quoted by [the Bank of Canada] at noon on the day immediately preceding the day on which the post time of the first race of the racing card is scheduled. You must withdraw funds from Your Account in the same currency as the currency used for the deposit. You are responsible for the payment of all applicable sales, use, gaming or other taxes for products, services, or Wagers purchased or placed. In offering account wagering services, DRF complies with Internal Revenue Service (IRS) requirements for reporting and withholding proceeds from Wagers placed by account holders residing in the U.S. Pursuant to these reporting requirements, You agree to indemnify and hold harmless DRF for any claims, demands, liens or judgments based on non-payment of underpayment of such U.S. taxes. You hereby grant to DRF a priority lien and security interest in all of Your right, title and interest in and to the proceeds of any Wager to the extent required to satisfy any U.S. taxing authority claims or liens. You agree to file any financing statements or other appropriate document with the relevant governmental authorities to assure the validity, priority and enforceability of the claim or lien. You shall not grant a lien or security interest on the proceeds of any Wager to any third party without prior the written consent of DRF.

• PASSWORDS

  Users who have a Password allowing access to specific individual wagering accounts shall not disclose, transmit, post, give away or otherwise share the Password with any non-authorized party or use the Password for any unauthorized purpose. User agrees to notify DRF immediately of any unauthorized use of a Password, registration profile, or any other breach of a wagering account's security.

• ALTERATION AND TERMINATION OF PROMOTIONS

  We reserve the right to alter, discontinue or terminate any Promotions, at any time, with or without notice, for any reason whatsoever, including without limitation if there has been any printing, production, distribution, or other error in any Promotion Communication or on the Platform, or where there has been any error in the preparation for or conduct of any Promotion affecting the result of the Promotion.

  The Terms may be modified by Us at any time by posting updates on the relevant page(s) of the Platform. We recommend You revisit these Standard Promotional Terms regularly. By Your continued participation in the Promotion, You accept any such modified terms.

• INDEMNIFICATION

  You agree to indemnify and hold harmless DRF, its suppliers, distributors, subcontractors and its affiliates and related entities and their respective directors, officers, employees and agents, from and against all claims, losses, damages, liabilities and costs (included but not limited to reasonable attorneys' fees and court costs), arising out of or relating to Your breach of the Terms of Wagering, Terms of Use or misuse of this Web Site. The foregoing indemnification obligation shall survive termination of the Terms of Wagering, Terms of Use, this web site and Your purchase of any product or service provided to You.

• DISCLAIMER & LIMITATION OF LIABILITY

  ALL PRODUCTS AND SERVICES PURCHASED ARE SUBJECT ONLY TO ANY APPLICABLE WARRANTIES OF THEIR RESPECTIVE GAMING ESTABLISHMENTS, DISTRIBUTORS AND SUPPLIERS. YOU EXPRESSLY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, DRF DISCLAIMS ALL WARRANTIES OR AFFIRMATIONS OF FACT, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH REGARD TO PRODUCTS OR SERVICES PURCHASED. DRF DOES NOT WARRANT THAT ANY PRODUCT OR SERVICE WILL MEET YOUR NEEDS OR REQUIREMENTS. DRF MAKES NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE ACCURACY OF ANY INFORMATION. DRF, ITS OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS WILL NOT BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY DAMAGES OF ANY KIND ARISING FROM THE PURCHASE OR USE OF ANY PRODUCT OR SERVICES, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, PUNITIVE, AND CONSEQUENTIAL DAMAGES, WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, LOSS OF REVENUE OR PROFITS, WHETHER FORESEEABLE OR NOT AND WHETHER DRF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR NOT. DRF DISCLAIMS ANY LIABILITY FOR MISUSE OR ABUSE OF GAMING SERVICES OR NON- COMPLIANCE WITH LEGISLATION (AS DEFINED ABOVE). DRF MAKES NO WARRANTIES TO THOSE DEFINED AS "CONSUMERS" IN THE MAGNUSON-MOSS WARRANTY-FEDERAL TRADE COMMISSION IMPROVEMENTS ACT, 15 U.S.C. ßß2301-2312 OR THE CONSUMER PROTECTION ACT, S.O. 2002, c. 30, SCHED. A, OR SIMILAR CONSUMER PROTECTION LEGISLATION OF ANY OTHER JURISDICTION. THIS DISCLAIMER APPLIES TO DRF SUBCONTRACTORS.

  Because certain jurisdictions to which the Terms of Wagering may be subject do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may be held to be inapplicable in those jurisdictions. In the event the foregoing disclaimer and limitation of liability is held to be unenforceable for any reason, then the maximum liability of DRF for any of the foregoing types of damages shall be limited to the transaction fee for the transaction that gave rise to the claim or US$ 100.00, whichever is less.

• MISCELLANEOUS

  • a. Force Majeure

    DRF shall not be liable for any delay in or impairment of performance resulting in whole or in part from externally caused interference, damage or disruption to network components, transmission or pipeline facilities (which includes network, electrical or other common systems); irreparable component, transmission or pipeline failure (the failure or interruption of pipeline facilities); acts of God; severe weather conditions; governmental decrees or controls; strikes, labor disputes, acts of war or civil unrest; acts of third parties, inability to ship product or obtain permits and licenses, supplies or raw materials or any other circumstances or causes beyond the reasonable commercial control of DRF.

  • b. Complete Agreement

    The Terms and Conditions, the Terms of Wagering and any related information contained in the Welcome Kit are incorporated herein by reference and collectively constitute the entire agreement between You and DRF regarding the subject matter hereof, subject to applicable law.

  • c. Severability

    In the event any one or more of the provisions of the Terms of Wagering are for any reason to be invalid or unenforceable, the remaining provisions of such Terms of Wagering shall be unimpaired, and the invalid or unenforceable provision shall be replaced by a provision which being valid and enforceable, comes closest to the intention of the parties underlying the invalid or unenforceable provision(s).

  • d. Independent Contractors

    You and DRF are independent contractors for all purposes and neither party shall act as or hold itself out as agent for the other nor create or attempt to create liabilities for the other party.

  • e. Tax Reporting and Withholding

    Wagering resulting in winnings of US$600.00 or more by a User who is a U.S. resident will be reported to the Internal Revenue Service if the amount of winnings is at least 300 times the original amount wagered. Winnings over US$5, 000.00 by a User who is a U.S. resident are subject to both reporting and withholding if the amount of winnings is at least 300 times the original amount wagered. Additionally residents of Illinois are subject to state withholding of 4.95% on winnings of $5,000 or greater from horse and dog racing. Payments of winnings of $5,000 or greater are subject to Illinois withholding, notwithstanding that higher dollar thresholds for federal withholding may be provided. When required DRF will report and withhold winnings. A Form W-2G will be sent to the U.S. resident User summarizing such activity.

  • f. Choice of Law and Forum: No Modifications

    The Terms of Wagering are governed by the State of Oregon, without giving effect to its conflict of law principles, save and except for residents of Canada. Except for residents of the State of Washington and residents of Canada, jurisdiction and venue for any claim arising under the Terms of Wagering shall lie exclusively with the state or federal courts sitting in the State of Oregon. You waive any and all objections to such jurisdiction and venue and waive personal service of process and agree that any summons and complaint commencing an action in any such court shall be properly served and shall confer personal jurisdiction if served by registered or certified mail. Any action or suit brought with respect to the Terms of Wagering shall be tried by a court and not by a jury. YOU WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY SUCH ACTION OR SUIT.

    No changes to the Terms of Wagering shall be made except by a revised posting on the Web Site or directly mailed or otherwise communicated to You. At the option of DRF, disputes between You and DRF shall be resolved by an arbitration panel sitting in the State of Oregon in accordance with the rules of the American Arbitration Association and any award rendered by such an arbitration proceeding may be entered in any court of competent jurisdiction thereof. The remedies provided in the Terms of Wagering for breach thereof by DRF or by You shall constitute the sole and exclusive remedies to the aggrieved party and any and all such remedies which might otherwise be available under the law of any jurisdiction are hereby expressly waived by both DRF and You.

  • g. Theft and Fraudulent Activity

    If You are a resident of Canada, jurisdiction and venue for any claim You may have arising under the Terms of Wagering shall lie exclusively with the Alberta Court of Queen’s Bench sitting in the City of Calgary. You waive any and all objections to such jurisdiction and venue and waive personal service of process and agree that any summons and complaint commencing an action in the Alberta Court of Queen’s Bench sitting in the City of Calgary shall be properly served and shall confer personal jurisdiction if served by registered or certified mail. Any action or suit brought with respect to the Terms of Wagering shall be tried by a judge and not by a jury. YOU WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY SUCH ACTION OR SUIT.

    At the option of DRF, disputes between DRF and a User who is a resident of Canada shall be resolved by an arbitration panel sitting in the Province of Alberta in accordance with the Uncitral model law on international commercial arbitration set out in the International Commercial Arbitration Act, R.S.O. 1990, c. I-9, and any award rendered by such an arbitration proceeding may be entered in any court of competent jurisdiction thereof. The remedies provided in the Terms of Wagering for breach thereof by DRF or by You shall constitute the sole and exclusive remedies to the aggrieved party and any and all such remedies which might otherwise be available under the law of any jurisdiction are hereby expressly waived by both DRF and You.

  • g. Theft and Fraudulent Activity

    DRF will report any activities that we reasonably believe constitute fraud or theft to the appropriate law enforcement authorities and may prosecute such activities to the full extent of the law. To the extent permitted by law, DRF will retain the proceeds resulting from such fraudulent activity or theft and use those funds to pay for damages and losses resulting from such fraudulent activity or theft.

    Contact Us

    General and specific inquiries regarding Terms of Wagering should be directed to:

    DRF, LLC

    Director of Operations

    10 Grand Central

    3rd Floor

    New York, NY 10017

    Or via email to, cservice@drf.com

Conditional Wagering Terms & Conditions

To place conditional wagers, please read and agree to the following terms and conditions:

• CONDITIONAL WAGERING SERVICE

  The DRF Conditional Wagering Service allows a player to:

  (1) Set the minimum odds/probable payoff criteria that must be satisfied (at the scheduled timeframe) before the wager is sent to tote for processing; and

  (2) Schedule the timing (relative to minutes-to-post) of when the odds/probable payoff criteria should be evaluated.

  If the minimum odds/probable payoff criteria (as defined by the player) are satisfied at the scheduled timeframe, the bet is sent to tote for processing. Otherwise, the conditional wager 'fails' and no bet is placed.

  Conditional wagers are currently available for Win, Daily Double, Exacta, and Quinella wagers.

  Conditional 'Win' wagers are restricted to bets involving a single betting interest.

  Conditional 'Exacta', 'Quinella', or 'Daily Double' wagers are restricted to a single ('straight') combination consisting of exactly two betting interests.

  Account balances are not debited until the conditional wager has been successfully accepted by tote. In the event your account balance does not have the funds needed when being processed by tote, the wager will 'fail'. Tote will reject the wager because of insufficient funds.

  If your account balance does not have sufficient funds to satisfy multiple conditional wagers made on the same race with the same scheduled timeframe ( relative to minutes-to-post), the wagers will be processed in the order that ( i) the condition is satisfied and (ii) the wagers were created.

• LIMITATION OF LIABILITY

  The DRF Conditional Wagering Service is provided on an 'AS IS' and 'AS AVAILABLE' basis. DRF does not warrant that the service will be uninterrupted or error-free. Conditional wagers are dependent upon the receipt of accurate and timely tote information (odds, probable payoffs, minutes-to-post, etc.) from third party tote providers. DRF does not guarantee the accuracy of the tote information. If the tote information used for processing conditional wagers is subsequently deemed to be inaccurate, in no way shall DRF be liable for damages whether direct, indirect, incidental, exemplary, punitive, special or consequential, including, but not limited to loss of revenue, anticipated profits or other economic loss, whether foreseeable or not, in connection with or arising out of the availability, existence, furnishing or functioning of any conditional wagering services (including, but not limited to, any conditional wagers that were sent, or not sent, to tote for processing).

  Conditional wagers accepted by tote may not ultimately satisfy the minimum odds/minimum probable payoff since final odds and payoff information cannot be determined until all wagers have been placed into the pari-mutuel pool.

  Conditional wagers may not always be successfully sent to tote for processing. For a variety of reasons, your conditional wager may take longer to execute (or may have less available time to execute) than what is normally expected. DRF provides the service on a commercially reasonable basis and does not guarantee that your conditional wager will always be able to be executed.

  In the event of a temporary tote outage or some other technical or mechanical issue affecting the processing of conditional wagers, the odds or probable payoffs may not be able to be evaluated at the designated time. In this event, the conditional wager may be evaluated when updated tote information is available, or may be evaluated with the most recent odds/probable payoff information available, or may not be processed at all.

• NOTICE OF APPLICABLE LAW

  DRF is an account wagering service provider licensed in the State of Oregon. As such the laws of the State of Oregon will govern these disclaimers, terms, and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to the service and these disclaimers, terms and conditions at any time, which changes shall become effective immediately upon posting on the web site. If you do not accept these terms and conditions or any changes to these terms and conditions for conditional wagers then do not use the conditional wagering service.

  Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitations or exclusions may not apply to you. In such a case, in no event shall DRF’s total liability to you for all damages, losses and causes of action whether in contract, tort ( including its own negligence) or under any other legal theory (including strict liability) exceed the amount paid by you, if any, for accessing the service.

DRF Friends Terms & Conditions

DRF FRIENDS REFERRAL PROGRAM TERMS & CONDITIONS

• To be eligible to receive a referral bonus in your DRF account you must be an DRF account holder with an account in good standing. Upon your successful enrollment in the program, you will receive a referral program number (your "DRF Friends Number").
• You will be eligible to receive a referral bonus for each person you refer ( your "Recruit") to DRF who meets ALL of the following criteria (the "Eligibility Criteria"):
  • Your Recruit must open a new account and maintain such account in good standing with DRF. To be eligible to sign up for DRF, your Recruit must be a legal U.S. resident age 18 years or older (21 in Alabama, Arizona, Indiana, Iowa, Kansas, North Dakota, New Hampshire and Washington) residing in a state that allows online wagering where DRF is available. VOID WHERE PROHIBITED BY LAW. Your Recruit must be a new DRF account holder and must not live in a household which already has an DRF wagering account (the "Account Condition");
  • Your Recruit must provide your DRF Friends Number in connection with the opening of the account, with the date the account number is provided considered the "Effective Date" (the "Number Condition"); and
  • Your Recruit must wager a minimum of $100 using the account within 30 days of the Effective Date.
• This Offer is void if you or your Recruit close either of your DRF accounts or if either of the accounts is suspended or for any reason locked by DRF or not in good standing prior to receipt of the Referral Credit.
• By participating in the DRF Friends program, you hereby acknowledge the confidential nature of any wagering activity of your Recruits disclosed, directly or indirectly, to you, and you agree to hold such information in strict confidence, not to communicate, disclose or use such information for any purpose, and to comply with any further instructions from DRF relating to confidentiality.
• DRF reserves the right to verify the identity and eligibility of any customer participating in the program and to disqualify anyone from receiving any referral bonus if it is determined that you or your Recruit have not complied with the rules of the program or have provided false or misleading information about your identity.
• Employees, directors, officers and representatives of DRF, LLC, affiliated and subsidiary companies, their advertising and promotional agencies, suppliers and consultants and the immediate family (spouse, parents, siblings and children, regardless of where such persons live) or members of the same households (whether related or not) of such employees, directors, officers and representatives are not eligible to participate in the DRF Friends program.
• DRF reserves the right at its sole discretion to cancel, terminate, modify or suspend the DRF Friends program at any time and for any reason. DRF also reserves the right to refuse issuing the Referral Credit to anyone at anytime for reasons that DRF deems relevant.
• By participating in the DRF Friends Program, you agree that in no event will DRF or its parents, affiliates, subsidiaries and related companies, their suppliers, advertising or promotion agencies or their respective officers, directors, employees, representatives and agents, be responsible or liable for any damages or losses of any kind, including direct, indirect, incidental, consequential or punitive damages arising out of your access to and use of www.bets.drf.com or your participation in the DRF Friends program. You also agree to abide by and be bound by these rules and all decisions of DRF and its management, which are final and binding in all respects.
• According to IRS requirements, DRF must report all referral fees earned in the amount of $600 or more in one calendar year. The referral fees are reported to the IRS and DRF account holders on Form 1099-MISC. Form 1099-MISC will be mailed to customers no later than January 31 of each year.
• These are the official rules. The DRF Friends program is subject to all applicable Federal and State laws. These rules are subject to change without notice in order to comply with such laws.

"DRF BETS REWARDS" PROGRAM RULES

Effective Jan 1, 2022

• The Program: The DRF Bets Reward Program (the "Program") is a free loyalty program offered by Daily Racing Form LLC ("DRF"). The Program is void (i) where prohibited by law and (ii) where restricted by law (including without limitation any State which requires registration of the Program with a governmental agency or the posting of a bond or other security). The following terms and conditions (referred to hereinafter as the "Rules") form the basis of your participation in the Program.
• The Rules: Your participation in this Program shall be governed by these Rules and it is your responsibility to read these Rules so that you understand the Program’s rules and benefits as well as your responsibilities. Enrollment, participation and all related benefits of the Program are offered at DRF’s sole discretion. Your participation in the Program constitutes your acceptance of the Program’s Rules and your continued use of the Program shall constitute (i) your continued acceptance of the Program’s Rules and your agreement to be bound by them as same may be amended from time to time and (ii) your consent to our collection and use of your personal information in accordance with our Privacy Policy.
• Participation in the Program: Participants in the Program ("Participants") must be a resident of the United States of America, of legal wagering age in the State in which they reside, and not be employees or immediate family members of any employee of DRF, Equibase Company, Xpressbet, LLC, or any of their affiliated entities. Only individual persons are eligible for the Program; corporations or other entities are not eligible. There is no fee payable to participate. To participate, Participants must comply with all terms and conditions of participation, including these Rules. The Program, including all rewards, and all rights associated with or related to them, are and will remain DRF’s property. You may not sell, exchange, barter, give, charge, or otherwise dispose of any rewards to any other Participant or otherwise. Awards which are not redeemed are not transferable by a Participant as a part of a domestic relations matter, death or by operation of law. You are responsible for all taxes payable due to your participation in the Program, collecting and redeeming rewards. The Program is not affiliated with any other loyalty reward program offered by DRF. DRF reserves the right to deny participation in the Program to anyone, and participation may be revoked or cancelled at the sole discretion of DRF for any reason and thereby terminating any claim for any rewards. Participation in the Program does not confer any enforceable contract or vested property rights with respect to any rewards provided under the Program.

• The Rewards:

  • (a) DRF Plus

    If a Participant wagers any amount during a calendar month on DRF Bets they will qualify for a monthly subscription to DRF Plus valid for the following month at the price of one (1¢) cent. The player will receive a discount code in an email within 3 business days at the beginning of the month they qualify.

  • (b) DRF Store Cash

    If a Participant wagers $1,000 or more in a calendar month they will receive DRF Store coupon of $20 or more as per the table below:

    Wager Amount	Coupon value
    $1000 - $2,499.99	$20
    $2,500 - $4,999.99	$40
    $5,000 +	$100

    Wagers placed in the SHOW pool will not count towards the wager amount.

    At the beginning of each month, Participants will receive an email with their coupon code. Participants can redeem this coupon at the DRF Bets rewards store. The coupon will discount their purchase to one (1¢) cent.

    Coupons cannot be exchanged and Participants must select a product equal to the value of the coupon they receive. Only a single purchase can be made, the coupon cannot be used over multiple products.

    The coupon must be used within the calendar month it is received.

  • (c) DRF Cashback: ALL

    Participants must register at promos.drf.com/rewards to be eligible for this reward. A Participant must wager over $500 in a week to receive Cashback. Wagers placed in SHOW pools do not contribute to the wagering levels and will not be eligible to receive Cashback.

    The SHOW amount included in WPS, WS and PS pools will also be excluded.

    The Cashback rates vary by state and are as follows:

    Weekly Cashback Rates: Category A

    	Win/Place	Exotics
    $500 to $1,000	0.50%	1.00%
    $1,000 to $2,000	1.25%	1.50%
    $2,000 to $5,000	1.50%	2.00%
    $5,000 to $10,000	1.50%	2.75%
    $10,000 to $20,000	2.00%	3.25%
    $20,000 to $40,000	2.25%	4.00%
    $40,000 +	2.75%	5.00%

    Applicable for Participants in the following states:

    Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, North Dakota, Nebraska, New Hampshire, New Mexico, New York, Ohio, Oklahoma, Rhode Island, South Dakota, Tennessee, Vermont, Wisconsin, West Virginia, Wyoming, Illinois, Massachusetts, Maryland, Montana, Oregon, Pennsylvania, Washington.

    Monthly Cashback Rates: Category B

    	Win/Place	Exotics
    $500 to $1,000	0.00%	0.25%
    $1,000 to $2,000	0.25%	0.50%
    $2,000 to $5,000	0.50%	0.75%
    $5,000 to $10,000	0.75%	1.00%
    $10,000 +	1.00%	1.00%

    Applicable for Participants in the following states:

    California, Idaho and Virginia.

    Win/Place refers to the WIN and PLACE pools, Exotics refers to all other wagering pools.

    The Cashback received is the rate determined by your level, multiplied by the amount wagered.

    Therefore if the Participant’s rate is 1.75% Win/Place and 2.75% Exotic and has wagered $10,000 in the Win or Place pools and $12,000 in the exotic pools, the Participant will receive $175 Cashback for Win/Place and $330 Cashback for Exotics for a total of $505 Cashback for the month.

    Cashback will be calculated weekly (Mon-Sun) and deposited into the Participant’s account on the Wednesday following the end of the week.

  • (d) Free Past Performances Credits Terms & Conditions

    You must have an DRF account in good standing to qualify for reimbursement.

    Persons with accounts that are closed (upon their own request) or with accounts that have been locked are not eligible, unless they re-open their account in accordance with the Terms and Conditions of use.

    You will receive a credit valid for 1 (one) Formulator or Classic card for every $50 wagered.

    Credits will accumulate up to a maximum of 99

• Redemption of Rewards by a Participant is subject to limitations determined in the sole discretion of DRF. A Participant’s accumulated Rewards may be subject to forfeiture if the Participant’s account does not reflect any wagers for a period of thirteen (13) months or if the Participant closes his/her wagering account. In determining whether a Participant is entitled to Rewards, DRF is entitled to rely upon, and the Participant is bound by, the information recorded in the Program’s system. No Rewards shall be redeemed unless the Rewards are validated by DRF using the validation procedure of the system.

  YOU MUST HAVE AN OPEN, VALID DRF BETS ACCOUNT IN ORDER TO RECEIVE YOUR REWARDS. PERSONS WITH ACCOUNTS THAT ARE CLOSED (UPON THEIR OWN REQUEST) OR WITH ACCOUNTS THAT HAVE BEEN LOCKED (BECAUSE ACCOUNT IS NOT IN GOOD STANDING) OR HAVE TRANSFERRED TO XPRESSBET, ARE NOT ELIGIBLE TO RECEIVE REWARDS, UNLESS THEY RE- OPEN ACCOUNT IN ACCORDANCE WITH THE TERMS AND CONDITIONS OF USE.

• If it is determined that a Participant has not received a Reward for any reason, the Participant’s sole and exclusive remedy shall be the issuance of the subject Reward as solely determined by DRF in its discretion, and the Participant shall not have any other right or remedy whatsoever.

• The Participant is responsible for and must pay for all administration charges, taxes, levies, service fees, governmental charges, health or inspector fees, fuel surcharges, and other non-specified costs or charges which may be imposed or collected with respect to any Rewards which are received as part of the Program. Once Rewards are redeemed and used, no changes or refunds are permitted. All Rewards shall remain subject to availability and restrictions imposed by suppliers, governmental agencies or other applicable parties. DRF assumes no responsibility for any loss, damage, defect, injury, death or expense related to any Reward or for a Reward not turning out as you expected for whatever reason. DRF is not responsible for any products or services which form all or a portion of a Reward which is provided by a third party. If a Reward expires or is cancelled for any reason, it becomes void without any compensation or value whatsoever.

• Participants acknowledge and agree that Rewards are provided at the sole discretion of DRF. DRF reserves the right to unilaterally change, amend, suspend, cancel or terminate any aspect of the Program, its benefits, Rewards, and/or its Rules, in whole or in part, at any time, with or without notice for any or no reason. This means that DRF in its sole discretion may at any time, among other things, (1) amend, modify or withdraw any of the Program Rules, (2) cancel, revoke, forfeit or change any Participant’s status, rates, Rewards, Program benefits and/or promotions, (3) change the value of accumulated or future rates or Rewards, (4) adjust and/or otherwise restrict the continued availability of any and all Rewards, benefits or special offers or promotions, and/or (5) forfeit any Program benefits not yet redeemed for reasons DRF deems appropriate (such as but not limited to technical malfunction, error) all without notice even though the changes may affect the value of the Rewards already accumulated. DRF may make one or more of these changes at any time even though such changes may affect a Participant’s ability to use accumulated Rewards or receive accrued benefits. DRF will make reasonable efforts to notify Participants of general Program changes that may alter, diminish, forfeit or terminate Participants’ benefits prior to the effective date of such changes.

• A Participant may cancel their participation at any time and without cost by emailing, mailing or telephoning DRF. Once a Participant is cancels its participation in the Program, all accrued Rewards and any other benefits associated with the Program shall be forfeited.

• All decisions concerning the interpretation and application or administration of Program Rules are within the sole discretion of DRF and any dispute regarding the Program and any Rewards offered through the Program will be determined solely by DRF in its sole discretion.

• ANY ATTEMPT BY A PARTICIPANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE ASSOCIATED WITH THE PROGRAM OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROGRAM MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAW, AND, SHOULD SUCH AN ATTEMPT BE MADE, DRF RESERVES THE RIGHT TO PROSECUTE AND SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

• DRF’s failure to enforce any term of these Rules shall not constitute a waiver of that Rule or any provision of any Rule. DRF reserves the right at its sole discretion to disqualify any individual it finds to be attempting to tamper with or undermine the Program, the DRF websites, and/or the legitimate operation of the Program; to violate the Rules; or to act in an unsportsmanlike or disruptive manner or with the intent to annoy, abuse, threaten, or harass any other person. DRF and its agents are not responsible for (1) any incorrect or inaccurate information, whether caused by DRF, any Participants, printing errors or by any of the equipment or programming associated with or utilized in the Program; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) unauthorized human intervention in any part of the entry process or the Program; (4) technical or human error which may occur in the administration of the Program or the processing of Rewards; or (5) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from the Participant’s participation in the Program or receipt or use or misuse of any Reward. If, for any reason, the Program is not capable of running as planned, including infection by computer virus or bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of DRF, which corrupt or affect the operation, administration, security, fairness, integrity, or proper conduct of this Program, DRF may, in its sole discretion, void any Participant’s participation in the Program and (a) modify the Program or suspend the Program to address the impairment and then resume the Program in a manner that best conforms to the spirit of these Rules.

• Disputes: Except as expressly contained in these Rules, there are no conditions, representations, warranties, express or implied, statutory or otherwise. DRF is the final authority as to the interpretation of these Rules and as to any other questions or disputes regarding the Program or any Rewards. Claims relating to the Program may not be resolved through any form of class action.Unless we otherwise elect, any dispute regarding these Rules, including validity, existence, binding effect, interpretation, performance, breach or termination, and including tort claims, shall be referred to and finally determined, to the exclusion of the courts, by a single arbitrator. The arbitration shall be administered by NAM (National Arbitration and Mediation), and shall take place in New York County, New York (Manhattan), in English, and in accordance with New York law. The arbitration shall be conducted in strict confidence with no disclosure to any person of the fact of the dispute or any aspect of the dispute except as necessary for resolution of the dispute. By participating in the Program, all Participants acknowledge that such applicable regulatory authority has exclusive jurisdiction over all disputes pertaining to the Program except where prohibited, and the Participant agrees, for greater clarity, that: (1) any and all disputes, claims and causes of action arising out of or connected with this Program or any Award shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate New York arbitrator in accordance with this alternative dispute resolution provision; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the Program, but in no event attorneys’ fees; and (3) under no circumstances will the Participant be permitted to obtain Rewards for, and the Participant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of- pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Rules, or the rights and obligations of DRF and the Participant in connection with the Program, shall be governed by, and construed in accordance with, the laws of the State of New York, without giving effect to any choice of law or conflict of law rules (whether of the State of New York or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of New York. DRF shall not be deemed to have waived any of its rights even if Rewards are provided when not required.

• Privacy: Information collected from Participants is subject to DRF’s privacy policy, which can be found here. (the "Privacy Policy"). Any personal information provided is collected pursuant to the Privacy Policy and is intended to be used for the following principal purposes: to administer the Program; for customer service; for the protection of DRF’s assets; to comply with legal requirements; and for research initiatives conducted by DRF, its agents or any third party research agency in cooperation with DRF. DRF and DRF’s agents, affiliates, subsidiaries, representatives or service providers may use any Participant’s and/or referrals’ personal information submitted I connection with the Program for purposes of Reward fulfillment and/or for future marketing by DRF, such as to notify them of a product or promotion that DRF believes may be of interest.

• Liability: In no event shall the Program be liable to any Participant, or anyone claiming through a Participant, for any direct, indirect or consequential damages, or lost revenue or profits, claimed to arise out of the acts or omissions of DRF, DRF’s agents, affiliates, subsidiaries, representatives or service providers, or the Program. Except where prohibited, each Participant, by participation in the Program and/or acceptance of a Reward, agrees to release Xpressbet LLC, DRF and each of its parent companies, divisions, affiliates, subsidiaries, distributors, suppliers and advertising, promotional or other agencies, and their respective employees, officers, directors, agents and legal advisors (the "Released Parties") from any and all liability, claims or actions of any kind whatsoever for injuries, damages or losses to persons and property which may be sustained in connection with the Participant’s participation in the Program or the Participant’s acceptance, receipt, ownership or use/misuse of any Reward, including, without limitation, ( a) personal injuries, death and property damage and claims based on publicity rights, defamation or invasion of privacy (b) unauthorized human intervention in the Program; (c) technical errors related to computers, servers, providers, printers or telephone or network lines; (d) printing errors; (e) errors in the administration of the Program or the processing of Rewards or Participant’s participation in the Program; (f) late, lost, or undeliverable mail; (g) human error. Each Participant agrees that DRF shall not be liable or responsible for any printing, or typographical, or other in advertent errors in any materials associated with the Program and these Rules. The Released Parties assume no responsibility for any damage to a Participant’s computer system which is occasioned by participating in the Program, or for any computer system, phone line, hardware, software or program malfunctions or other errors, failures, delayed computer transmissions or network connections that are human or technical in nature. DRF reserves the right to adjust any Rewards as a result of operational errors or malfunctions.

• These Rules supersede all previously existing Rules. DRF may amend these Rules or issue successor or replacement rules at any time in any manner without prior notice. By agreeing to participate in the Program, all Participants agree to comply with and be bound by these official Rules and any amendments thereto and any successor or replacement thereof. Violators of the Rules are subject to termination of their eligibility in the Program and forfeiture of all accumulated Rewards and/or benefits and may be liable for damages and litigation costs, including any legal fees incurred in enforcing the Rules.

• DRF cares about the Participants. If you or someone you know is concerned about compulsive gambling, call the National Council for Problem Gambling at 1.800.522.4700 or visit www.ncpgambling.org online.